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Self-Pay & Uninsured Patients · Greater Houston
Self-Pay Colonoscopy in Houston, Katy & Cypress
United Gastroenterology Associates, PLLC offers colonoscopy for patients paying without insurance, including people who are uninsured, have a high deductible or prefer to pay directly. Before you schedule, the office can give you a Good Faith Estimate of expected charges and explain what it includes. Colonoscopies are performed by Muhammad Ali Khan, MD, FACP, FASGE, a board-certified gastroenterologist who sees patients at offices in Katy and Cypress serving Greater Houston. Call (346) 340-4414 to ask about current self-pay options.
Self-pay questions: (346) 340-4414
Meet Your Colonoscopy Doctor: Muhammad Ali Khan, MD, FACP, FASGE
BOARD-CERTIFIED Gastroenterologist and Hepatologist
CREDENTIALS AT A GLANCE
Board-Certified
Gastroenterology, hepatology, and internal medicine
Academic Medicine
Former Associate Professor, UT MD Anderson Cancer Center
Published Research
More than 100 peer-reviewed articles in gastroenterology
FACP and FASGE
Fellow, American College of Physicians and American Society for Gastrointestinal Endoscopy
“My gastroenterology & hepatology practice is dedicated to working closely with you to develop a personalized treatment plan that meets your unique needs and preferences.”
Dr. Muhammad Ali Khan, MD, FACP, FASGE
Board-certified gastroenterologist and hepatologist, United Gastroenterology Associates
Self-pay colonoscopies at United Gastroenterology Associates are performed by Dr. Khan, a gastroenterologist board-certified in gastroenterology, hepatology and internal medicine and a Fellow of the American Society for Gastrointestinal Endoscopy (FASGE). Every patient receives the same standard of care, whether they use insurance or pay directly.
Dr. Khan is a former Associate Professor at The University of Texas MD Anderson Cancer Center and has authored more than 100 peer-reviewed publications.
Colonoscopy services
- Screening colonoscopy
- Diagnostic colonoscopy for symptoms
- Follow-up after a positive stool test
- Surveillance after colon polyps
- Polyp removal during the exam
Can I Get a Colonoscopy Without Insurance?
Yes. You can have a colonoscopy at United Gastroenterology Associates as a self-pay patient. The first step is to call the office, say that you are paying without insurance, and ask for a self-pay estimate. The team will explain whether you need a consultation first and what the estimate covers.
Self-pay colonoscopy is used for the same reasons as any colonoscopy: routine colorectal cancer screening, follow-up after a positive stool test, surveillance after earlier polyps, or evaluation of symptoms such as rectal bleeding or a change in bowel habits. Paying directly does not change how carefully the exam is done.
You have the right to a Good Faith Estimate
Under the federal No Surprises Act, if you are uninsured or not using insurance, you can receive a Good Faith Estimate of expected charges for scheduled care. If your final bill is at least $400 more than the estimate, you may be able to dispute it. Ask the office for an estimate before your colonoscopy.
Board-Certified Gastroenterologist
Gastroenterology, hepatology and internal medicine
Estimates Before You Schedule
Ask what is included before you commit
Fellow, ASGE
American Society for Gastrointestinal Endoscopy
Two Locations
Offices in Katy and Cypress
What Does a Self-Pay Colonoscopy Estimate Include?
There is no single colonoscopy price that fits every patient. A colonoscopy can involve several services, and some may be billed separately. Use this list to make sure you understand your estimate before you schedule.
| Service | What it covers | Question to ask |
|---|---|---|
| Physician | The gastroenterologist who performs the colonoscopy | Is the physician fee included? |
| Procedure facility | The endoscopy center or hospital where the exam takes place | Is the facility fee part of the estimate? |
| Anesthesia or sedation | Medication and monitoring to keep you comfortable | Is anesthesia included or billed separately? |
| Pathology | Lab review of biopsies or removed polyps | Is pathology included if tissue is sent? |
| Consultation visit | An office visit before the procedure, when needed | Do I need a visit first, and is it priced separately? |
| Bowel preparation | The prescription laxative you take the day before | Will I buy the prep at a pharmacy? |
Getting these answers in writing helps you compare options fairly and avoid unexpected charges. For general background on costs, read how much a colonoscopy costs with or without insurance.
Screening vs. Diagnostic Colonoscopy: Why It Matters for Cost
A screening colonoscopy checks for colorectal cancer and precancerous polyps in someone without symptoms. A diagnostic colonoscopy looks for the cause of symptoms, such as bleeding, anemia or a change in bowel habits, or follows up an abnormal test. The type of exam affects how it is coded and can affect the price.
The U.S. Preventive Services Task Force recommends colorectal cancer screening for average-risk adults ages 45 to 75. If you have insurance, a screening colonoscopy is often covered without cost-sharing, so check your benefits before choosing to pay directly. Learn more about screening vs. diagnostic colonoscopy and colorectal cancer screening guidelines.
Do not delay care for serious symptoms.
Heavy or ongoing rectal bleeding, fainting, severe weakness or severe abdominal pain need emergency care. Call 911 or go to the nearest emergency room.
Reasons patients choose self-pay
- No current health insurance
- A high deductible or large coinsurance
- A plan that does not cover the service
- A gap between insurance plans
- A preference to pay directly
Paying directly can affect how charges count toward a deductible. Ask your insurer before deciding.
Options if You Have a High-Deductible Health Plan
If you have insurance with a high deductible, compare what you would owe through your plan with the self-pay estimate before deciding. Ask your insurer whether a screening colonoscopy is covered as preventive care, what you would owe if a polyp is removed, and whether paying directly would still count toward your deductible.
If you have a health savings account (HSA) or flexible spending account (FSA), ask your plan administrator whether you can use those funds for the colonoscopy and related services. Then ask United Gastroenterology Associates for a self-pay estimate so you can compare the two.
Ask for a Self-Pay Colonoscopy Estimate
Call the office, say that you are a self-pay patient, and ask what your colonoscopy estimate includes. The team can also explain whether you need a consultation first.
How Self-Pay Colonoscopy Works
The process is the same careful colonoscopy, with cost questions answered up front.
Call and request an estimate
Tell the team you are a self-pay patient and explain why you need a colonoscopy, such as screening or symptoms.
Review the estimate
Confirm which services are included and which, such as pathology, could be billed separately if a polyp is removed.
Consultation if needed
Depending on your health and history, Dr. Khan may see you first to make sure the procedure can be done safely.
Prepare for the exam
You receive instructions for your bowel prep and medicines. Follow your specific prep instructions carefully.
Colonoscopy and results
Dr. Khan performs the exam, removes polyps when found, and reviews the results and any pathology with you.
What If Polyps Are Found During a Self-Pay Colonoscopy?
Polyps are common, and most can be removed during the same colonoscopy. Removing them is one of the main ways colonoscopy helps prevent colorectal cancer. Removed tissue is sent to a pathology lab, and the results guide when you will need your next colonoscopy.
For self-pay patients, polyp removal and pathology can add charges. Ask before your procedure how the estimate changes if a biopsy is taken or a polyp is removed, so you can plan ahead.
Patient Reviews
These reviews were shared by patients of United Gastroenterology Associates and are published on the practice website.
“Dr. Khan is an exceptionally kind and compassionate physician. He truly listens to his patients and takes the time to explain everything clearly and thoroughly. His treatment plans are straightforward and easy to understand, and he provides a very personalized, attentive level of care. I felt respected, heard, and genuinely cared for throughout my visit.”
Maria Andreina Behrens · Katy
“Dr Kahn and his staff are AWESOME. He is thorough, kind, listens and puts you at ease. The staff are patient and very helpful. I was so afraid of having a colonscopy. Dr Kahn was wonderful. My procedure went so well. It was over and done with in what seemed like a minute! So expect that! Dr Kahn is excellent, I trust him completely. And I recommend him, and his staff.”
Steph Apie · Fulshear
“Dr. Khan is an amazing physician. He is so kind hearted & wants to help you in every way possible. He listens & doesn’t make you feel rushed. I feel so comfortable talking to him about anything. I am so glad to have him as my gastro doctor. His staff is outstanding as well. Shout out to Dr. Khan & his staff.”
Donna LaPlante · Cypress
Self-Pay Colonoscopy FAQs
Answers to common questions about paying for a colonoscopy without insurance.
Where can I get a colonoscopy without insurance in Houston?
United Gastroenterology Associates offers self-pay colonoscopy for patients from Houston and surrounding communities through its Katy office (23920 Katy Freeway, Suite 555) and Cypress office (21216 Northwest Freeway, Suite 640). Call (346) 340-4414, say that you are a self-pay patient, and ask for an estimate before scheduling.
How can I get an estimate if I am paying cash for a colonoscopy?
Call the office and ask for a self-pay estimate for a colonoscopy. Under the federal No Surprises Act, uninsured and self-pay patients can receive a Good Faith Estimate of expected charges for scheduled care. Ask which services the estimate includes, such as the physician, facility, anesthesia and pathology, and which could be billed separately.
What options are available if I have a high deductible?
Compare two numbers before you decide: what you would owe through your insurance, including the deductible, and the self-pay estimate. Screening colonoscopy is often covered without cost-sharing under many plans, so check with your insurer first. If you have a health savings account or flexible spending account, ask your plan administrator whether the cost qualifies.
Does the self-pay price include anesthesia and pathology?
Do not assume it does. Anesthesia and pathology are often separate services. Ask specifically whether each is included in your estimate, and what happens to the cost if a biopsy is taken or a polyp is removed.
Can I schedule a self-pay colonoscopy without seeing the doctor first?
It depends on your health, medicines, symptoms and colonoscopy history. Some patients may be able to schedule a screening exam directly, while others need a consultation first so the procedure can be done safely. The office will explain which applies to you.
Is self-pay colonoscopy only for people with no insurance?
No. Some patients with insurance ask about self-pay pricing because of a high deductible or limited coverage. Paying directly can affect how charges count toward your deductible, so ask both the practice and your insurer before choosing.
What if polyps are found during my self-pay colonoscopy?
Polyps are usually removed during the same exam and sent to a pathology lab. This can add charges for polypectomy and pathology and may change how the procedure is classified. Ask about these possibilities before your colonoscopy so there are no surprises.
Self-Pay Colonoscopy in Katy and Cypress
Self-pay patients from Houston, Katy, Cypress, Fulshear, Richmond, Rosenberg and surrounding communities can ask about colonoscopy at either office of United Gastroenterology Associates.
United Gastroenterology Associates – Katy
Katy Freeway (I-10) near the Grand Parkway
- Address: 23920 Katy Freeway, Suite 555, Katy, TX 77494
- Phone: (346) 340-4414
- Hours: Monday–Friday, 8:30 AM–5:00 PM (closed 12:00–1:30 PM for lunch; last appointment 4:30 PM)
United Gastroenterology Associates – Cypress
Northwest Freeway (US-290) in Cypress
- Address: 21216 Northwest Freeway, Suite 640, Cypress, TX 77429
- Phone: (346) 340-4414
- Hours: Monday–Friday, 8:30 AM–5:00 PM (closed 12:00–1:30 PM for lunch; last appointment 4:30 PM)
Ask About a Self-Pay Colonoscopy
Whether you are uninsured, have a high deductible or prefer to pay directly, start with a clear estimate. Call (346) 340-4414 or request an appointment.
Sources
- Centers for Medicare & Medicaid Services. Understanding costs in advance (Good Faith Estimate). cms.gov
- U.S. Preventive Services Task Force. Colorectal Cancer: Screening (2021). uspreventiveservicestaskforce.org
- Centers for Medicare & Medicaid Services. FAQs About Affordable Care Act Implementation Part 51 (colonoscopy after a positive stool test). cms.gov
This page provides general information and does not replace medical, legal or financial advice. Self-pay estimates depend on the services provided; ask the office for a current estimate. For a medical emergency, call 911. Last updated October 5, 2026.